{"id":5870,"date":"2025-10-05T11:34:25","date_gmt":"2025-10-05T10:34:25","guid":{"rendered":"https:\/\/www.waterfallfpc.com\/?page_id=5870"},"modified":"2026-05-06T04:20:11","modified_gmt":"2026-05-06T03:20:11","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/www.waterfallfpc.com\/index.php\/terms-conditions\/","title":{"rendered":"Terms & Conditions"},"content":{"rendered":"\t\t
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Last Updated:<\/strong> May 3, 2026<\/span><\/p>

1. Introduction<\/strong><\/span><\/h2>

Welcome to Waterfall Financial Planning & Coaching<\/strong> (\u201cCompany\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website.<\/span><\/p>

2. Services Provided<\/strong><\/span><\/h2>

We provide financial coaching and related services, including but not limited to:<\/span><\/p>

  • Financial planning and budgeting guidance<\/span><\/li>
  • Debt management strategies<\/span><\/li>
  • Tax preparation assistance<\/span><\/li>
  • Educational workshops and consultations<\/span><\/li><\/ul>

    All services are for informational and educational purposes only<\/strong> and do not constitute licensed financial, legal, or investment advice unless explicitly stated.<\/span><\/p>

    3. Eligibility<\/strong><\/span><\/h2>

    By using this website, you confirm that:<\/span><\/p>

    • You are at least 18 years old<\/span><\/li>
    • You have the legal capacity to enter into a binding agreement<\/span><\/li><\/ul>

      4. Use of Website<\/strong><\/span><\/h2>

      You agree to use this website only for lawful purposes. You must not:<\/span><\/p>

      • Use the site for fraudulent or harmful activities<\/span><\/li>
      • Attempt to gain unauthorized access to systems or data<\/span><\/li>
      • Copy, distribute, or exploit content without permission<\/span><\/li><\/ul>

        5. Payments & Refunds<\/strong><\/span><\/h2>
        • All prices are listed in Canadian Dollars (CAD)<\/strong> unless otherwise stated<\/span><\/li>
        • Payment is required prior to service delivery unless agreed otherwise<\/span><\/li>
        • Deposits for subscription services may be required<\/span><\/li>
        • Refunds are provided at our discretion unless otherwise stated in writing<\/span><\/li><\/ul>

          6. No Guarantees<\/strong><\/span><\/h2>

          We do not guarantee specific financial outcomes. Results depend on individual circumstances, effort, and external factors.<\/span><\/p>

          7. Client Responsibility<\/strong><\/span><\/h2>

          You agree that:<\/span><\/p>

          • You are responsible for your financial decisions<\/span><\/li>
          • You will provide accurate and complete information<\/span><\/li>
          • You understand that advice provided is based on the information you share<\/span><\/li><\/ul>

            8. Intellectual Property<\/strong><\/span><\/h2>

            All content on this website (text, graphics, branding, materials) is owned by Waterfall Financial Planning & Coaching<\/strong> and is protected by copyright laws.<\/span><\/p>

            You may not reproduce or distribute content without written permission.<\/span><\/p>

            9. Privacy<\/strong><\/span><\/h2>

            Your use of this website is also governed by our Privacy Policy. We are committed to protecting your personal information.<\/span><\/p>

            10. Third-Party Links<\/strong><\/span><\/h2>

            Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.<\/span><\/p>

            11. Limitation of Liability<\/strong><\/span><\/h2>

            To the fullest extent permitted by law:<\/span><\/p>

            • We are not liable for any direct, indirect, or incidental damages<\/span><\/li>
            • We are not responsible for financial losses resulting from decisions made based on our services<\/span><\/li><\/ul>

              12. Indemnification<\/strong><\/span><\/h2>

              You agree to indemnify and hold harmless Waterfall Financial Planning & Coaching from any claims, damages, or expenses arising from your use of the website or services.<\/span><\/p>

              13. Termination<\/strong><\/span><\/h2>

              We reserve the right to:<\/span><\/p>

              • Refuse service<\/span><\/li>
              • Suspend or terminate access<\/span>
                at our discretion, without notice, if these Terms are violated.<\/span><\/li><\/ul>

                14. Governing Law<\/strong><\/span><\/h2>

                These Terms shall be governed by and interpreted in accordance with the laws of Canada and the Province of Alberta<\/strong> (or update to your current province if needed).<\/span><\/p>

                15. Changes to Terms<\/strong><\/span><\/h2>

                We may update these Terms at any time. Continued use of the website means you accept the updated Terms.<\/span><\/p>

                16. Contact Information<\/strong><\/span><\/h2>

                If you have any questions about these Terms, please contact:<\/span>
                Waterfall Financial Planning & Coaching<\/strong><\/span>
                Email: waterfallfinancials@gmail.com<\/span>
                Website: www.waterfallfpc.com<\/span><\/p>

                \u00a0<\/p>

                \u201cWe are not licensed financial advisors, and our services do not replace professional financial, legal, or tax advice where required.\u201d<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                Last Updated: May 3, 2026 1. Introduction Welcome to Waterfall Financial Planning & Coaching (\u201cCompany\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website. 2. Services Provided We provide financial coaching […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5870","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/pages\/5870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/comments?post=5870"}],"version-history":[{"count":7,"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/pages\/5870\/revisions"}],"predecessor-version":[{"id":6160,"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/pages\/5870\/revisions\/6160"}],"wp:attachment":[{"href":"https:\/\/www.waterfallfpc.com\/index.php\/wp-json\/wp\/v2\/media?parent=5870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}